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So you are in a bit of a financial mess; in debt up to your eye balls and you can see no conceivable way out. You have heard about a debt management plan but are unsure as to whether such a program would be beneficial for you. Does this sound familiar? Are you struggling to [...]

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The main stock markets from around the world have had quite a good start to the year. I am finding it hard to see why the markets are performing so well as I believe that the Western world is still in a major financial mess. I am asked on a regular basis whether I think [...]

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